Setting up a home studio - HELP!

I would like to set up an inexpensive home studio to photograph my daughter and the clothing I sell. Does anyone have any suggestions for backdrops and lighting? I would prefer things that would be available at a home center or online. Any help you can give is much appreciated!

I have no experience with studio work. I have read though that for bounces/reflectors people have used the windshield visor things for your vehicle. I think Susan has more experience with this.
For clothing you could make a lightbox.

Here are some links from my "go to" forum when I need to find something out.
http://photography-on-the.net/forum/showthread.php?t=138912
This one for DIY lightbox. You may have to register to see the pics.
http://photography-on-the.net/forum/showthread.php?t=281524&page=121

I read somewhere that a cute and inexpensive way to make your own backgrounds is to use wrapping paper glued to a piece of foam board or a decorated shower curtain. Of course this will only work for shots that are closer, and not a full body shot.